K S Nagesh Narayan · ARN-71831 · AMFI Registered Mutual Fund Distributor

Scheme-Level Commission Disclosure

Kotak Mahindra Mutual Fund

Rates as communicated by the AMC from 01 OCT 2026 to 31 DEC 2026. Valid until revised by the AMC.

Class	SEBI Scheme Categorization	Scheme	Investment Period	Rate Type	All Assets	Base Commission Rate excluding GST					Commission Rate including GST (displayed for illustration purpose only)
Class	SEBI Scheme Categorization	Scheme	Investment Period	Rate Type	All Assets	1st Year	2nd Year	3rd Year	4th Year	5th Year Onwards	1st Year	2nd Year	3rd Year	4th Year	5th Year Onwards
INDEX	INDEX	Kotak Nifty Midcap 150 Momentum 50 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.50	0.50	0.50	0.50	0.50	0.59	0.59	0.59	0.59	0.59
INDEX	INDEX	Kotak Nifty Alpha Low Volatility 30 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.49	0.49	0.49	0.49	0.49	0.58	0.58	0.58	0.58	0.58
INDEX		Kotak BSE PSU Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.49	0.49	0.46	0.46	0.46	0.58	0.58	0.54	0.54	0.54
INDEX	INDEX	Kotak Nifty India Tourism Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.44	0.44	0.44	0.44	0.44	0.52	0.52	0.52	0.52	0.52
INDEX	INDEX	Kotak Nifty Midcap 50 Index fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.42	0.42	0.42	0.42	0.42	0.50	0.50	0.50	0.50	0.50
INDEX	INDEX	Kotak Nifty Financial Services Ex-Bank Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.41	0.41	0.41	0.41	0.41	0.48	0.48	0.48	0.48	0.48
INDEX	INDEX	Kotak Nifty 100 Equal Weight Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.38	0.38	0.38	0.38	0.38	0.45	0.45	0.45	0.45	0.45
INDEX	INDEX	Kotak Nifty 50 Equal Weight Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.38	0.38	0.38	0.38	0.38	0.45	0.45	0.45	0.45	0.45
INDEX		Kotak Nifty Alpha 50 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.38	0.38	0.38	0.38	0.38	0.45	0.45	0.45	0.45	0.45
INDEX		Kotak Nifty Smallcap 250 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.36	0.36	0.36	0.36	0.36	0.42	0.42	0.42	0.42	0.42
INDEX		Kotak Nifty Top 10 Equal Weight Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.36	0.36	0.36	0.36	0.36	0.42	0.42	0.42	0.42	0.42
INDEX	INDEX	KOTAK NIFTY 500 INDEX FUND	05-OCT-2026 to 19-OCT-2026	FIXED	NO	0.32	0.32	0.32	0.32	0.32	0.38	0.38	0.38	0.38	0.38
INDEX	INDEX	Kotak Nifty Midcap 150 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.32	0.32	0.32	0.32	0.32	0.38	0.38	0.38	0.38	0.38
INDEX	INDEX	Kotak NIFTY 100 Low Volatility 30 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.29	0.29	0.29	0.29	0.29	0.34	0.34	0.34	0.34	0.34
INDEX	INDEX	Kotak Nifty Bank Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.28	0.28	0.28	0.28	0.28	0.33	0.33	0.33	0.33	0.33
INDEX	INDEX	Kotak Nifty 200 Momentum 30 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.27	0.27	0.27	0.27	0.27	0.32	0.32	0.32	0.32	0.32
INDEX	INDEX	Kotak BSE Housing Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.26	0.26	0.26	0.26	0.26	0.31	0.31	0.31	0.31	0.31
INDEX	INDEX	KOTAK NIFTY SMALLCAP 50 INDEX FUND	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.25	0.25	0.25	0.25	0.25	0.30	0.30	0.30	0.30	0.30
INDEX	INDEX	Kotak Nifty 500 Momentum 50 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.24	0.24	0.24	0.24	0.24	0.28	0.28	0.28	0.28	0.28
INDEX		Kotak Nifty 200 Quality 30 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.23	0.23	0.23	0.23	0.23	0.27	0.27	0.27	0.27	0.27
INDEX	INDEX	Kotak Nifty200 Value 30 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.23	0.23	0.23	0.23	0.23	0.27	0.27	0.27	0.27	0.27
INDEX		Kotak Nifty Commodities Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.19	0.19	0.19	0.19	0.19	0.22	0.22	0.22	0.22	0.22
INDEX	INDEX	Kotak Nifty G-Sec July 2033 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.17	0.17	0.17	0.17	0.17	0.20	0.20	0.20	0.20	0.20
INDEX		KOTAK CRISIL-IBX FINANCIAL SERVICES 3-6 MONTHS DEBT INDEX FUND	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.16	0.16	0.16	0.16	0.16	0.19	0.19	0.19	0.19	0.19
INDEX		KOTAK CRISIL-IBX AAA FINANCIAL SERVICES INDEX SEP 2027 FUND	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.15	0.15	0.15	0.15	0.15	0.18	0.18	0.18	0.18	0.18
INDEX	INDEX	Kotak Nifty SDL Jul 2026 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.14	0.14	0.14	0.14	0.14	0.17	0.17	0.17	0.17	0.17
INDEX	INDEX	Kotak Nifty SDL Jul 2033 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.14	0.14	0.14	0.14	0.14	0.17	0.17	0.17	0.17	0.17
INDEX		Kotak BSE Sensex Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.13	0.13	0.13	0.13	0.13	0.15	0.15	0.15	0.15	0.15
INDEX		KOTAK CRISIL-IBX AAA BOND FINANCIAL SERVICES INDEX DEC 2026 FUND	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.12	0.12	0.12	0.12	0.12	0.14	0.14	0.14	0.14	0.14
INDEX		Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.12	0.12	0.12	0.12	0.12	0.14	0.14	0.14	0.14	0.14
INDEX		KOTAK CRISIL-IBX FINANCIAL SERVICES 9 to 12 MONTHS DEBT INDEX FUND	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.11	0.11	0.11	0.11	0.11	0.13	0.13	0.13	0.13	0.13
EQUITY		KOTAK Energy Opportunities Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	1.15	1.15	1.10	1.10	1.10	1.36	1.36	1.30	1.30	1.30
EQUITY	Equity	Kotak Healthcare Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	1.14	1.14	1.09	1.09	1.09	1.35	1.35	1.29	1.29	1.29
EQUITY	Equity	Kotak Rural Opportunities Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	1.12	1.12	1.07	1.07	1.07	1.32	1.32	1.26	1.26	1.26
EQUITY	Equity	KOTAK SERVICES FUND	01-OCT-2026 to 31-DEC-2026	FIXED	NO	1.11	1.11	1.06	1.06	1.06	1.31	1.31	1.25	1.25	1.25
EQUITY	Equity	Kotak Dividend Yield Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	1.11	1.11	1.06	1.06	1.06	1.31	1.31	1.25	1.25	1.25
EQUITY	Equity	Kotak Transportation & Logistics Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	1.11	1.11	1.06	1.06	1.06	1.31	1.31	1.25	1.25	1.25
EQUITY	Equity	Kotak Technology Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	1.06	1.06	1.01	1.01	1.01	1.25	1.25	1.19	1.19	1.19
EQUITY	Equity	Kotak ESG Exclusionary Strategy Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	1.05	1.05	0.95	0.95	0.95	1.24	1.24	1.12	1.12	1.12
EQUITY	Equity	Kotak Consumption Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.99	0.99	0.94	0.94	0.94	1.17	1.17	1.11	1.11	1.11
EQUITY	Equity	Kotak Banking and Financial Services Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.98	0.98	0.93	0.93	0.93	1.16	1.16	1.10	1.10	1.10
EQUITY	Equity	Kotak Active Momentum Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.97	0.97	0.92	0.92	0.92	1.14	1.14	1.09	1.09	1.09
EQUITY	Equity	Kotak Special Opportunities Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.96	0.96	0.86	0.86	0.86	1.13	1.13	1.01	1.01	1.01
EQUITY	Equity	Kotak MNC Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.93	0.93	0.88	0.88	0.88	1.10	1.10	1.04	1.04	1.04
EQUITY	Equity	Kotak Business Cycle Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.90	0.90	0.85	0.85	0.85	1.06	1.06	1.00	1.00	1.00
EQUITY	Equity	Kotak Manufacture In India Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.88	0.88	0.83	0.83	0.83	1.04	1.04	0.98	0.98	0.98
EQUITY	Equity	Kotak Focused Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.85	0.85	0.80	0.80	0.80	1.00	1.00	0.94	0.94	0.94
EQUITY	Sectoral or Thematic Fund	Kotak Infrastructure & Economic Reform Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.85	0.85	0.80	0.80	0.80	1.00	1.00	0.94	0.94	0.94
EQUITY	Contra Fund	Kotak Contra Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.81	0.81	0.71	0.71	0.71	0.96	0.96	0.84	0.84	0.84
EQUITY	Equity	Kotak Quant Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.80	0.80	0.73	0.73	0.73	0.94	0.94	0.86	0.86	0.86
EQUITY	ELSS	Kotak ELSS Tax Saver Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.79	0.79	0.74	0.74	0.74	0.93	0.93	0.87	0.87	0.87
EQUITY	Equity	Kotak Pioneer Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.79	0.79	0.74	0.74	0.74	0.93	0.93	0.87	0.87	0.87
EQUITY	Large Cap Fund	Kotak Large Cap Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.76	0.76	0.71	0.71	0.71	0.90	0.90	0.84	0.84	0.84
EQUITY	Small Cap Fund	Kotak Small Cap Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.76	0.76	0.70	0.70	0.70	0.90	0.90	0.83	0.83	0.83
EQUITY	Equity Savings	Kotak Equity Savings Scheme	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.75	0.75	0.70	0.70	0.70	0.89	0.89	0.83	0.83	0.83
EQUITY	Equity	Kotak Multi Asset Allocation Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.73	0.73	0.70	0.70	0.70	0.86	0.86	0.83	0.83	0.83
EQUITY	Equity	Kotak Multicap Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.71	0.71	0.66	0.66	0.66	0.84	0.84	0.78	0.78	0.78
EQUITY	Large and Mid Cap Fund	Kotak Large & Midcap Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.71	0.71	0.65	0.65	0.65	0.84	0.84	0.77	0.77	0.77
EQUITY	Equity	Kotak Flexicap Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.62	0.62	0.57	0.57	0.57	0.73	0.73	0.67	0.67	0.67
EQUITY	Mid Cap Fund	Kotak Midcap Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.59	0.59	0.54	0.54	0.54	0.70	0.70	0.64	0.64	0.64
EQUITY	Arbitrage Fund	Kotak Arbitrage Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.34	0.34	0.34	0.34	0.34	0.40	0.40	0.40	0.40	0.40
EQUITY	Equity	Kotak Nifty Next 50 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.25	0.25	0.25	0.25	0.25	0.30	0.30	0.30	0.30	0.30
EQUITY	Equity	Kotak Nifty 50 Index Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.14	0.14	0.14	0.14	0.14	0.17	0.17	0.17	0.17	0.17
HYBRID	Balanced Hybrid Fund	Kotak Aggressive Hybrid Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.81	0.81	0.76	0.76	0.76	0.96	0.96	0.90	0.90	0.90
HYBRID	Dynamic Asset Allocation fund	Kotak Balanced Advantage Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.76	0.76	0.71	0.71	0.71	0.90	0.90	0.84	0.84	0.84
HYBRID	Conservative Hybrid Fund	Kotak Debt Hybrid	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.73	0.73	0.68	0.68	0.68	0.86	0.86	0.80	0.80	0.80
DEBT	Gilt Fund	Kotak Gilt Investments Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.73	0.73	0.73	0.73	0.73	0.86	0.86	0.86	0.86	0.86
DEBT	Credit Risk Fund	Kotak Credit Risk Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.66	0.66	0.61	0.61	0.61	0.78	0.78	0.72	0.72	0.72
DEBT	Medium to Long Term Duration Fund	Kotak Medium to Long Term Fund erstwhile Kotak Bond Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.65	0.65	0.60	0.60	0.60	0.77	0.77	0.71	0.71	0.71
DEBT	Low duration Fund	Kotak Ultra Short to Short Term Fund erstwhile Kotak Low Duration Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.63	0.63	0.63	0.63	0.63	0.74	0.74	0.74	0.74	0.74
DEBT	Dynamic Bond	Kotak Dynamic Term Fund erstwhile Kotak Dynamic Bond Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.59	0.59	0.59	0.59	0.59	0.70	0.70	0.70	0.70	0.70
DEBT	Short Duration Fund	Kotak Short Term Fund erstwhile Kotak Bond Short Term Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.59	0.59	0.59	0.59	0.59	0.70	0.70	0.70	0.70	0.70
DEBT	Medium Duration Fund	Kotak Medium Term Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.55	0.55	0.55	0.55	0.55	0.65	0.65	0.65	0.65	0.65
DEBT	Ultra short Duration Fund	Kotak Ultra Short Term Fund erstwhile Kotak Savings Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.26	0.26	0.26	0.26	0.26	0.31	0.31	0.31	0.31	0.31
DEBT	Banking and PSU Fund	Kotak Banking and PSU Debt Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.25	0.25	0.25	0.25	0.25	0.30	0.30	0.30	0.30	0.30
DEBT	Corporate Bond Fund	Kotak Corporate Bond Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.22	0.22	0.22	0.22	0.22	0.26	0.26	0.26	0.26	0.26
DEBT	Debt	Kotak Long Term Fund erstwhile Kotak Long Duration Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.21	0.21	0.21	0.21	0.21	0.25	0.25	0.25	0.25	0.25
DEBT	Debt	Kotak Floating Interest Rates Fund erstwhile Kotak Floating Rate Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.19	0.19	0.19	0.19	0.19	0.22	0.22	0.22	0.22	0.22
DEBT	Money Market scheme	Kotak Money Market Scheme	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.16	0.16	0.16	0.16	0.16	0.19	0.19	0.19	0.19	0.19
DEBT	Debt	KOTAK NIFTY SDL PLUS AAA PSU BOND JUL 2028 60:40	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.13	0.13	0.13	0.13	0.13	0.15	0.15	0.15	0.15	0.15
DEBT	Liquid Fund	Kotak Liquid Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.09	0.09	0.09	0.09	0.09	0.11	0.11	0.11	0.11	0.11
DEBT	Debt	Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.08	0.08	0.08	0.08	0.08	0.09	0.09	0.09	0.09	0.09
DEBT	Debt	Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.08	0.08	0.08	0.08	0.08	0.09	0.09	0.09	0.09	0.09
DEBT	Overnight Fund	Kotak Overnight Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.08	0.08	0.08	0.08	0.08	0.09	0.09	0.09	0.09	0.09
FOF	Fund of Fund	KOTAK DIVERSIFIED EQUITY ALL CAP OMNI FOF	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.85	0.85	0.85	0.85	0.85	1.00	1.00	1.00	1.00	1.00
FOF	Fund of Fund	Kotak Multi Asset Omni FOF	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.80	0.80	0.80	0.80	0.80	0.94	0.94	0.94	0.94	0.94
FOF	FOF	Kotak Global Innovation Overseas Equity Omni FOF	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.68	0.68	0.68	0.68	0.68	0.80	0.80	0.80	0.80	0.80
FOF	FOF	Kotak International REIT Overseas Equity Omni FOF	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.67	0.67	0.67	0.67	0.67	0.79	0.79	0.79	0.79	0.79
FOF	FOF	Kotak Quality Overseas Equity Omni FOF	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.62	0.62	0.62	0.62	0.62	0.73	0.73	0.73	0.73	0.73
FOF	Fund of Fund	Kotak Multi Asset Active FOF	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.58	0.58	0.58	0.58	0.58	0.68	0.68	0.68	0.68	0.68
FOF	Fund of Fund	Kotak Global Emerging Market Overseas Equity Omni FOF	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.56	0.56	0.56	0.56	0.56	0.66	0.66	0.66	0.66	0.66
FOF	FOF	Kotak Silver ETF Fund of Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.35	0.35	0.35	0.35	0.35	0.41	0.41	0.41	0.41	0.41
FOF	FOF	Kotak US Specific Equity Passive FOF	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.27	0.27	0.27	0.27	0.27	0.32	0.32	0.32	0.32	0.32
FOF	Fund of Fund	Kotak Gold Silver Passive FOF	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.26	0.26	0.26	0.26	0.26	0.31	0.31	0.31	0.31	0.31
FOF	Fund of Fund	Kotak Gold Fund	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.24	0.24	0.24	0.24	0.24	0.28	0.28	0.28	0.28	0.28
FOF	Fund of Fund	Kotak Multi Factor Passive FOF	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.17	0.17	0.17	0.17	0.17	0.20	0.20	0.20	0.20	0.20
FOF	Debt	Kotak Income Plus Arbitrage Omni FOF	01-OCT-2026 to 31-DEC-2026	FIXED	NO	0.16	0.16	0.16	0.16	0.16	0.19	0.19	0.19	0.19	0.19

Illustration of Brokerage Rates

Scheme Name	Base Commission (excluding GST)	Commission including GST (Commission including GST = Base Commission x 118/100) (displayed only for illustration)
Scheme ABC	1.00	1.18
Scheme XYZ	0.50	0.59

Structure of additional commission

Investment Mode	Commission Structure
Lump Sum Investment	1% of the amount of the first application subject to a maximum of ₹2000, provided the investor remains invested for a minimum period of one year
Systematic Investment Plan (SIP)	1% of the total investment made during the first year, subject to a maximum of ₹2000